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Tokinvest and LynxCap to Launch Fractional Bond Products Backed by $100m of European Real Estate

April 28, 2025 | News, Partnership

Tokinvest, the VARA-regulated marketplace expanding access to alternative investment opportunities, has partnered with Swiss real estate credit specialist LynxCap Investments AG to offer investors something traditionally out of reach, fractional access to European real estate-backed bonds.

The first product, expected Q2 2025, will open the door to a curated, regulated investment in non-performing loans (NPLs) secured by real estate, an asset class that typically requires institutional scale and specialist infrastructure to access.

Opening the Doors to Institutional Credit

Traditionally, investments in distressed real estate credit, such as NPLs, have been limited to private equity funds or large institutions due to high minimum investment thresholds, long lock-up periods, and complex structuring.

Through this partnership, Tokinvest will make it possible for qualified investors to participate in a professionally managed bond product via fractional ownership. The bonds are structured in Luxembourg-regulated vehicles and underpinned by assets that LynxCap has been analysing, acquiring, and managing for over 15 years.

LynxCap’s investment approach is driven by proprietary analytics and underwriting systems. Their in-house platform, LISA, connects over 30,000 active claims with legal and collections partners across Europe, allowing for asset-level insights and dynamic portfolio management. LynxCap currently manages over €295M in collateral value and has invested more than €138M since 2019across Spain, Slovenia, Croatia, Serbia and other select European markets.

Built on Experience and Execution

Peter Kadish, Managing Director of Transactions at LynxCap, leads the effort from the investment side. He said:

“We’re tokenising more than real estate, we’re tokenising complexity. This is about giving investors access to real, hard assets that have historically been restricted to specialised funds and institutions. Together with Tokinvest, we’re delivering a smart and transparent way to engage with European credit.”

Scott Thiel, CEO and Co-Founder of Tokinvest, added:

“This is exactly what Tokinvest was built for, taking high-quality, professionally managed investment products and making them accessible to a broader range of investors, without sacrificing regulatory rigour or operational excellence.”

Managing Risk and Protecting Investors

Investments in distressed real estate credit, such as non-performing loans, inherently carry risk, including the possibility that underlying loans may fail to recover full value. LynxCap’s approach is designed to manage these risks through granular asset-level underwriting, dynamic portfolio management via its proprietary LISA system, and careful diversification across multiple markets and claims.

The fractional bond products will be issued through Luxembourg-regulated structures, providing investors with clear legal protections and oversight frameworks. Disclosures will clearly outline the nature of the underlying assets, associated risks, and the processes followed in managing non-performing loans. Tokinvest is committed to ensuring that all investor materials are fair, clear and not misleading, and that investors are able to make informed decisions based on transparent information.

While distressed real estate assets offer attractive risk-adjusted returns, they are not guaranteed, and investors must consider the full risk profile of these opportunities.

About LynxCap Investments AG

LynxCap is a Swiss-based investment firm specialising in the acquisition and management of real estate-secured claims across Europe. With over €295M in market value of collateral, a 15+ year track record, and a proprietary underwriting system (LISA), LynxCap delivers robust, data-driven exposure to distressed credit markets. The firm’s Luxembourg securitisation vehicles are audited by Deloitte and PwC.

For more information, visit lynxcapinvestments.com .

Disclaimer

This communication is for educational and informational purposes only and does not constitute financial, investment, legal, or tax advice. Investors should conduct their own due diligence and consult with a qualified professional advisor before making investment decisions with regard to virtual assets as regulatory environments vary by jurisdiction. Past performance is not indicative of future results, and tokenised virtual assets carry inherent risks including, but not limited to, market volatility and liquidity risk where the ability (or inability) to sell fractional bonds before maturity may occur if no secondary market exists. Tokinvest is not responsible for any decisions made based on this information.